According to Finance Feed, the Vietnamese Ministry of Finance has publicly announced an amendment to the 'SME Support Act' that officially recognizes cryptocurrency as collateral for bank loans.

This is interpreted as a measure to break away from traditional financial practices that have relied solely on real estate collateral, and to bring the liquidity of the cryptocurrency market—where individual investor participation is active—into the mainstream financial system. The amendment is scheduled to be submitted to the Vietnamese National Assembly this coming October. If the bill is passed, it will be fully implemented starting July 1, 2027.