Ripple has embarked on building a new payment infrastructure targeting the artificial intelligence (AI) era.

According to industry sources on the 10th, Ripple has newly released a dedicated toolkit designed to help developers build AI agent payment applications based on the XRP Ledger (XRPL).

This toolkit is designed to allow developers to easily integrate payment functions into AI services and automation programs. A key feature is the inclusion of the 'x402 payment support function,' which utilizes XRP and RLUSD. x402 is an HTTP-based open internet native payment standard that provides a structure for AI agents to automatically pay fees or settle accounts while using services.

As the convergence of AI and blockchain emerges as a next-generation growth engine, the industry interprets this move as Ripple further securing the competitiveness of its payment network through this toolkit. Analysts suggest it is a strategy to expand its ecosystem beyond existing financial institution-centric businesses and into the AI services and web-based payment sectors.

Ripple has recently been focusing on strengthening its stablecoin business and expanding the utilization of the XRPL network, putting its full effort into building a practical-use-based blockchain infrastructure.

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