A one-on-one customized financial counseling service for young people, including Youth Leap Account holders, will accept applications on a year-round basis starting July 6.

Financial authorities announced that they will continuously accept applications for the "Financial Counseling for All Youth" program to support systematic asset management and strengthen the financial capabilities of young people. This program goes beyond simple financial consultation; it is a one-on-one customized program that analyzes individual financial status and designs a long-term asset management plan together. Previously, the Financial Services Commission finalized the operational plan and support system through a related task force (TF) meeting.

Eligibility and Target Audience

The program is open to young people aged 19 to 34 (based on international age) as of the application date. However, subscribers to the Youth Leap Account and Youth Future Savings can use the same financial counseling service without any additional procedures even if they exceed the age limit, which is expected to generate significant interest among Youth Leap Account holders seeking financial counseling.

How to Apply for Youth Leap Account Financial Counseling

Applicants must complete identity verification on the dedicated website, conduct an online financial diagnosis, and reserve a consultation. For the counseling, applicants can choose between two methods: a "visiting financial counseling" option where an expert visits the desired location, and a "financial sector counseling" option where applicants visit financial institutions such as banks, securities firms, and insurance companies.

Based on the time of application, applicants can select a preferred date from a two-week schedule starting the following Thursday. A counselor will then contact the applicant by phone to finalize the time and location of the consultation. Visiting financial counseling schedules will be guided within approximately two business days of application, while financial institution visit counseling will be guided within about a week. Therefore, applicants should ensure they are available to receive phone calls to confirm their counseling schedules.

Follow-up Management and Preferential Interest Rate Benefits

Follow-up management continues even after the counseling concludes. A phone consultation will be conducted approximately three to five weeks later, according to the schedule agreed upon during the initial session. The counselor will check whether the financial plan is being followed and provide customized advice on any additional financial questions or difficulties.

In particular, participants who complete the financial counseling will receive a 0.2 percentage point preferential interest rate for the Youth Future Savings, allowing them to enjoy practical interest rate benefits alongside financial education.

Financial authorities expect that through this program, young people will deepen their understanding of overall financial life—including consumption, savings, investment, and loan management—and more effectively utilize policy financial products, including the Youth Leap Account, to lay the groundwork for stable asset formation.

[※ This article was written with the assistance of AI. It is based on official materials from relevant institutions. For actual program operations, eligibility criteria, and detailed schedules, please refer to official announcements.]